{"id":572,"date":"2023-02-14T12:18:17","date_gmt":"2023-02-14T12:18:17","guid":{"rendered":"http:\/\/www.nicassio.it\/daniele\/blog\/?p=572"},"modified":"2023-02-14T12:21:50","modified_gmt":"2023-02-14T12:21:50","slug":"advanced-mortgage-calculator","status":"publish","type":"post","link":"http:\/\/www.nicassio.it\/daniele\/blog\/?p=572","title":{"rendered":"Advanced Mortgage Calculator"},"content":{"rendered":"<p><a href=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc.png\">\u00a0<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-large wp-image-573\" src=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc-1024x471.png\" alt=\"amc\" width=\"660\" height=\"304\" srcset=\"http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc-1024x471.png 1024w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc-300x138.png 300w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc.png 1884w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/p>\n<p>After my first post about a <a href=\"https:\/\/www.nicassio.it\/daniele\/blog\/?p=549\" target=\"_blank\">simpler mortgage calculator<\/a>\u00a0now I developed a more advanced one, especially designed to compare different mortgages, and calculate which one lets you pay less interest over time.<\/p>\n<p><a href=\"https:\/\/app.0bl.eu\/advanced-mortgage-calculator\/\" target=\"_blank\">The app can be found here<\/a><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-large wp-image-576\" src=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc2-1024x415.png\" alt=\"amc2\" width=\"660\" height=\"267\" srcset=\"http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc2-1024x415.png 1024w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc2-300x121.png 300w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc2.png 1840w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/p>\n<p>Compared to the last tool, which just calculated the total interests and the installment amount, this\u00a0app offers these\u00a0other features:<\/p>\n<ul>\n<li>charts of the installments over time<\/li>\n<li>capability to add different types of events:\n<ul>\n<li>interest rate change<\/li>\n<li>time renegotiation<\/li>\n<li>amortization on time<\/li>\n<li>amortization on installment amount<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc4.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-574\" src=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc4.png\" alt=\"amc4\" width=\"446\" height=\"292\" srcset=\"http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc4.png 446w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc4-300x196.png 300w\" sizes=\"(max-width: 446px) 100vw, 446px\" \/><\/a><\/p>\n<p>Adding events makes this tool extremely\u00a0versatile and allows for\u00a0simulating complex scenarios. You can compare a 10 year mortgage with a 20 years one in which you reduce the time\u00a0amortizations\u00a0with annual cash deposits, or a combination of different interest rates which may happen in some situations. The charts are updated automatically, and there is a comparison chart to make it easy to compare the two mortgages over time, focusing on the interest amount paid.<\/p>\n<p><a href=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc3.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-large wp-image-575\" src=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc3.png\" alt=\"amc3\" width=\"660\" height=\"339\" srcset=\"http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc3.png 906w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc3-300x154.png 300w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/a><a href=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc5.png\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-large wp-image-577\" src=\"https:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc5-1024x576.png\" alt=\"amc5\" width=\"660\" height=\"371\" srcset=\"http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc5-1024x576.png 1024w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc5-300x169.png 300w, http:\/\/www.nicassio.it\/daniele\/blog\/wp-content\/uploads\/2023\/02\/amc5.png 1920w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 &nbsp; After my first post about a simpler mortgage calculator\u00a0now I developed a more advanced one, especially designed to compare different mortgages, and calculate which one lets you pay less interest over time. The app can be found here Compared to the last tool, which just calculated the total interests and the installment amount, &hellip; <a href=\"http:\/\/www.nicassio.it\/daniele\/blog\/?p=572\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Advanced Mortgage Calculator<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[13,5,60,12,54],"tags":[],"_links":{"self":[{"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=\/wp\/v2\/posts\/572"}],"collection":[{"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=572"}],"version-history":[{"count":4,"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=\/wp\/v2\/posts\/572\/revisions"}],"predecessor-version":[{"id":581,"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=\/wp\/v2\/posts\/572\/revisions\/581"}],"wp:attachment":[{"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=572"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.nicassio.it\/daniele\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}